Monthly Repayment |
HKD$24,839
|
Initial Payment |
HKD$3.49 Millions
|
Loan Amount |
HKD$5.24 Millions
|
Total interest |
HKD$2.21 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$261,900
|
Legal Fee |
HKD$39,325
|
Agency Fee |
HKD$87,300
|
Total Expense |
HKD$388,525
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 64591 | 45887 | 35820 | 31349 | 24089 | 19740 | 16847 |
1.5% | 65727 | 47032 | 36977 | 32514 | 25275 | 20948 | 18077 |
2% | 66875 | 48196 | 38158 | 33706 | 26498 | 22201 | 19360 |
2.5% | 68037 | 49378 | 39362 | 34926 | 27756 | 23498 | 20696 |
3% | 69211 | 50578 | 40590 | 36172 | 29049 | 24839 | 22083 |
3.5% | 70397 | 51796 | 41841 | 37445 | 30378 | 26222 | 23520 |
4% | 71597 | 53032 | 43114 | 38744 | 31741 | 27648 | 25007 |
4.5% | 72809 | 54285 | 44411 | 40070 | 33138 | 29114 | 26540 |
5% | 74033 | 55557 | 45730 | 41421 | 34568 | 30620 | 28118 |
5.5% | 75270 | 56846 | 47072 | 42798 | 36031 | 32165 | 29740 |
6% | 76519 | 58152 | 48437 | 44201 | 37526 | 33748 | 31404 |