Monthly Repayment |
HKD$24,753
|
Initial Payment |
HKD$3.48 Millions
|
Loan Amount |
HKD$5.22 Millions
|
Total interest |
HKD$2.21 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$261,000
|
Legal Fee |
HKD$39,250
|
Agency Fee |
HKD$87,000
|
Total Expense |
HKD$387,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 64369 | 45729 | 35697 | 31241 | 24006 | 19672 | 16789 |
1.5% | 65501 | 46871 | 36850 | 32402 | 25188 | 20876 | 18015 |
2% | 66646 | 48031 | 38027 | 33591 | 26407 | 22125 | 19294 |
2.5% | 67803 | 49208 | 39227 | 34806 | 27660 | 23417 | 20625 |
3% | 68973 | 50404 | 40450 | 36048 | 28949 | 24753 | 22007 |
3.5% | 70156 | 51618 | 41697 | 37316 | 30273 | 26132 | 23440 |
4% | 71351 | 52849 | 42966 | 38611 | 31632 | 27553 | 24921 |
4.5% | 72558 | 54099 | 44258 | 39932 | 33024 | 29014 | 26448 |
5% | 73779 | 55366 | 45573 | 41279 | 34449 | 30515 | 28022 |
5.5% | 75011 | 56650 | 46911 | 42651 | 35907 | 32055 | 29638 |
6% | 76256 | 57952 | 48270 | 44049 | 37397 | 33632 | 31296 |