Monthly Repayment |
HKD$24,696
|
Initial Payment |
HKD$3.47 Millions
|
Loan Amount |
HKD$5.21 Millions
|
Total interest |
HKD$2.2 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$260,400
|
Legal Fee |
HKD$39,200
|
Agency Fee |
HKD$86,800
|
Total Expense |
HKD$386,400
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 64221 | 45624 | 35615 | 31169 | 23951 | 19627 | 16750 |
1.5% | 65350 | 46763 | 36766 | 32328 | 25130 | 20828 | 17973 |
2% | 66492 | 47920 | 37940 | 33513 | 26346 | 22074 | 19249 |
2.5% | 67647 | 49095 | 39137 | 34726 | 27597 | 23363 | 20577 |
3% | 68814 | 50288 | 40357 | 35965 | 28883 | 24696 | 21957 |
3.5% | 69994 | 51499 | 41601 | 37231 | 30204 | 26072 | 23386 |
4% | 71187 | 52728 | 42867 | 38522 | 31559 | 27489 | 24863 |
4.5% | 72392 | 53974 | 44157 | 39840 | 32948 | 28947 | 26388 |
5% | 73609 | 55238 | 45468 | 41184 | 34370 | 30445 | 27957 |
5.5% | 74839 | 56520 | 46803 | 42553 | 35825 | 31981 | 29570 |
6% | 76081 | 57819 | 48159 | 43948 | 37311 | 33555 | 31224 |