Monthly Repayment |
HKD$24,412
|
Initial Payment |
HKD$3.43 Millions
|
Loan Amount |
HKD$5.15 Millions
|
Total interest |
HKD$2.18 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$257,400
|
Legal Fee |
HKD$38,950
|
Agency Fee |
HKD$85,800
|
Total Expense |
HKD$382,150
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 63481 | 45098 | 35205 | 30810 | 23675 | 19401 | 16558 |
1.5% | 64597 | 46224 | 36342 | 31955 | 24841 | 20588 | 17766 |
2% | 65726 | 47368 | 37503 | 33127 | 26042 | 21820 | 19028 |
2.5% | 66868 | 48530 | 38686 | 34326 | 27279 | 23094 | 20340 |
3% | 68022 | 49709 | 39892 | 35551 | 28550 | 24412 | 21704 |
3.5% | 69188 | 50906 | 41122 | 36802 | 29856 | 25772 | 23116 |
4% | 70367 | 52120 | 42374 | 38079 | 31195 | 27173 | 24577 |
4.5% | 71558 | 53353 | 43648 | 39381 | 32568 | 28614 | 26084 |
5% | 72761 | 54602 | 44945 | 40710 | 33974 | 30094 | 27635 |
5.5% | 73976 | 55869 | 46263 | 42063 | 35412 | 31613 | 29229 |
6% | 75204 | 57153 | 47604 | 43441 | 36881 | 33168 | 30864 |