| Monthly Repayment |
HKD$199,168
|
| Loan Amount |
HKD$42 Millions
|
| Total interest |
HKD$17.75 Millions
|
| Total repayment |
HKD$59.75 Millions
|
| Down payment |
HKD$42,000,000
|
| Stamp Duty |
HKD$3,570,000
|
| Legal Fee |
HKD$227,500
|
| Agency Fee |
HKD$840,000
|
| complete insurance payment |
--
|
| Total Expense |
HKD$46,637,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 517912 | 367937 | 287221 | 251367 | 193155 | 158286 | 135088 |
| 1.5% | 527021 | 377124 | 296501 | 260712 | 202669 | 167973 | 144950 |
| 2% | 536232 | 386456 | 305968 | 270273 | 212471 | 178018 | 155240 |
| 2.5% | 545544 | 395933 | 315624 | 280051 | 222559 | 188419 | 165950 |
| 3% | 554958 | 405555 | 325466 | 290044 | 232930 | 199168 | 177073 |
| 3.5% | 564473 | 415320 | 335495 | 300250 | 243583 | 210261 | 188598 |
| 4% | 574089 | 425229 | 345708 | 310668 | 254511 | 221691 | 200514 |
| 4.5% | 583806 | 435281 | 356105 | 321297 | 265712 | 233449 | 212807 |
| 5% | 593624 | 445475 | 366685 | 332133 | 277181 | 245527 | 225465 |
| 5.5% | 603541 | 455810 | 377444 | 343175 | 288912 | 257916 | 238471 |
| 6% | 613559 | 466286 | 388383 | 354419 | 300901 | 270606 | 251811 |
