Monthly Repayment |
HKD$23,843
|
Initial Payment |
HKD$3.35 Millions
|
Loan Amount |
HKD$5.03 Millions
|
Total interest |
HKD$2.13 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$251,400
|
Legal Fee |
HKD$38,450
|
Agency Fee |
HKD$83,800
|
Total Expense |
HKD$373,650
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 62001 | 44047 | 34384 | 30092 | 23123 | 18949 | 16172 |
1.5% | 63091 | 45147 | 35495 | 31210 | 24262 | 20108 | 17352 |
2% | 64194 | 46264 | 36628 | 32355 | 25435 | 21311 | 18584 |
2.5% | 65309 | 47398 | 37784 | 33526 | 26643 | 22556 | 19866 |
3% | 66436 | 48550 | 38963 | 34722 | 27885 | 23843 | 21198 |
3.5% | 67575 | 49719 | 40163 | 35944 | 29160 | 25171 | 22577 |
4% | 68726 | 50906 | 41386 | 37191 | 30468 | 26539 | 24004 |
4.5% | 69890 | 52109 | 42630 | 38463 | 31809 | 27947 | 25476 |
5% | 71065 | 53329 | 43897 | 39761 | 33182 | 29393 | 26991 |
5.5% | 72252 | 54567 | 45185 | 41082 | 34586 | 30876 | 28548 |
6% | 73451 | 55821 | 46495 | 42429 | 36022 | 32395 | 30145 |