| Monthly Repayment |
HKD$27,518
|
| Loan Amount |
HKD$5.8 Millions
|
| Total interest |
HKD$2.45 Millions
|
| Total repayment |
HKD$8.25 Millions
|
| Down payment |
HKD$2,490,000
|
| Stamp Duty |
HKD$248,700
|
| Legal Fee |
HKD$38,225
|
| Agency Fee |
HKD$82,900
|
| complete insurance payment |
--
|
| Total Expense |
HKD$2,859,825
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 71558 | 50836 | 39684 | 34730 | 26687 | 21869 | 18664 |
| 1.5% | 72816 | 52106 | 40966 | 36021 | 28002 | 23208 | 20027 |
| 2% | 74089 | 53395 | 42274 | 37342 | 29356 | 24596 | 21449 |
| 2.5% | 75376 | 54704 | 43608 | 38693 | 30750 | 26033 | 22928 |
| 3% | 76676 | 56034 | 44968 | 40074 | 32183 | 27518 | 24465 |
| 3.5% | 77991 | 57383 | 46354 | 41484 | 33655 | 29051 | 26058 |
| 4% | 79320 | 58752 | 47765 | 42924 | 35165 | 30630 | 27704 |
| 4.5% | 80662 | 60141 | 49201 | 44392 | 36712 | 32254 | 29402 |
| 5% | 82019 | 61549 | 50663 | 45889 | 38297 | 33923 | 31151 |
| 5.5% | 83389 | 62977 | 52150 | 47415 | 39918 | 35635 | 32948 |
| 6% | 84773 | 64425 | 53661 | 48969 | 41574 | 37388 | 34791 |
