Monthly Repayment |
HKD$276,232
|
Initial Payment |
HKD$40 Millions
|
Loan Amount |
HKD$40 Millions
|
Total interest |
HKD$9.72 Millions
|
complete insurance payment |
HKD$120,000 (0.3%)
|
Stamp Duty |
HKD$3,400,000
|
Legal Fee |
HKD$217,500
|
Agency Fee |
HKD$800,000
|
Total Expense |
HKD$4,537,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 493249 | 350416 | 273544 | 239397 | 183957 | 150748 | 128655 |
1.5% | 501925 | 359165 | 282381 | 248297 | 193018 | 159974 | 138048 |
2% | 510697 | 368053 | 291398 | 257403 | 202353 | 169541 | 147847 |
2.5% | 519566 | 377079 | 300594 | 266715 | 211961 | 179446 | 158048 |
3% | 528532 | 386242 | 309968 | 276232 | 221839 | 189684 | 168641 |
3.5% | 537594 | 395543 | 319519 | 285953 | 231983 | 200249 | 179617 |
4% | 546752 | 404980 | 329246 | 295875 | 242392 | 211134 | 190966 |
4.5% | 556006 | 414553 | 339148 | 305997 | 253059 | 222332 | 202674 |
5% | 565356 | 424262 | 349223 | 316317 | 263982 | 233836 | 214728 |
5.5% | 574801 | 434105 | 359471 | 326833 | 275154 | 245634 | 227115 |
6% | 584342 | 444082 | 369889 | 337542 | 286572 | 257720 | 239820 |