Monthly Repayment |
HKD$22,762
|
Initial Payment |
HKD$3.2 Millions
|
Loan Amount |
HKD$4.8 Millions
|
Total interest |
HKD$2.03 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$240,000
|
Legal Fee |
HKD$37,500
|
Agency Fee |
HKD$80,000
|
Total Expense |
HKD$357,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 59189 | 42049 | 32825 | 28727 | 22074 | 18089 | 15438 |
1.5% | 60231 | 43099 | 33885 | 29795 | 23162 | 19196 | 16565 |
2% | 61283 | 44166 | 34967 | 30888 | 24282 | 20345 | 17741 |
2.5% | 62347 | 45249 | 36071 | 32005 | 25435 | 21533 | 18965 |
3% | 63423 | 46349 | 37196 | 33147 | 26620 | 22762 | 20236 |
3.5% | 64511 | 47465 | 38342 | 34314 | 27838 | 24029 | 21554 |
4% | 65610 | 48597 | 39509 | 35505 | 29087 | 25336 | 22915 |
4.5% | 66720 | 49746 | 40697 | 36719 | 30367 | 26679 | 24320 |
5% | 67842 | 50911 | 41906 | 37958 | 31677 | 28060 | 25767 |
5.5% | 68976 | 52092 | 43136 | 39220 | 33018 | 29476 | 27253 |
6% | 70121 | 53289 | 44386 | 40505 | 34388 | 30926 | 28778 |