Monthly Repayment |
HKD$27,623
|
Initial Payment |
HKD$4 Millions
|
Loan Amount |
HKD$4 Millions
|
Total interest |
HKD$0.97 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$240,000
|
Legal Fee |
HKD$37,500
|
Agency Fee |
HKD$80,000
|
Total Expense |
HKD$357,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 49324 | 35041 | 27354 | 23939 | 18395 | 15074 | 12865 |
1.5% | 50192 | 35916 | 28238 | 24829 | 19301 | 15997 | 13804 |
2% | 51069 | 36805 | 29139 | 25740 | 20235 | 16954 | 14784 |
2.5% | 51956 | 37707 | 30059 | 26671 | 21196 | 17944 | 15804 |
3% | 52853 | 38624 | 30996 | 27623 | 22183 | 18968 | 16864 |
3.5% | 53759 | 39554 | 31951 | 28595 | 23198 | 20024 | 17961 |
4% | 54675 | 40498 | 32924 | 29587 | 24239 | 21113 | 19096 |
4.5% | 55600 | 41455 | 33914 | 30599 | 25305 | 22233 | 20267 |
5% | 56535 | 42426 | 34922 | 31631 | 26398 | 23383 | 21472 |
5.5% | 57480 | 43410 | 35947 | 32683 | 27515 | 24563 | 22711 |
6% | 58434 | 44408 | 36988 | 33754 | 28657 | 25772 | 23982 |