Monthly Repayment |
HKD$189,210
|
Initial Payment |
HKD$39.9 Millions
|
Loan Amount |
HKD$39.9 Millions
|
Total interest |
HKD$16.86 Millions
|
complete insurance payment |
HKD$119,700 (0.3%)
|
Stamp Duty |
HKD$3,391,500
|
Legal Fee |
HKD$217,000
|
Agency Fee |
HKD$798,000
|
Total Expense |
HKD$4,526,200
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 492016 | 349540 | 272860 | 238799 | 183497 | 150372 | 128334 |
1.5% | 500670 | 358268 | 281676 | 247676 | 192535 | 159574 | 137702 |
2% | 509420 | 367133 | 290670 | 256759 | 201847 | 169117 | 147478 |
2.5% | 518267 | 376136 | 299843 | 266048 | 211431 | 178998 | 157653 |
3% | 527210 | 385277 | 309193 | 275542 | 221284 | 189210 | 168220 |
3.5% | 536250 | 394554 | 318720 | 285238 | 231403 | 199748 | 179168 |
4% | 545385 | 403968 | 328423 | 295135 | 241786 | 210606 | 190488 |
4.5% | 554616 | 413517 | 338300 | 305232 | 252427 | 221777 | 202167 |
5% | 563942 | 423201 | 348350 | 315526 | 263322 | 233251 | 214191 |
5.5% | 573364 | 433019 | 358572 | 326016 | 274467 | 245020 | 226547 |
6% | 582881 | 442971 | 368964 | 336698 | 285855 | 257076 | 239220 |