Monthly Repayment |
HKD$22,193
|
Initial Payment |
HKD$3.12 Millions
|
Loan Amount |
HKD$4.68 Millions
|
Total interest |
HKD$1.98 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$234,000
|
Legal Fee |
HKD$37,000
|
Agency Fee |
HKD$78,000
|
Total Expense |
HKD$349,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 57710 | 40998 | 32004 | 28009 | 21523 | 17637 | 15052 |
1.5% | 58725 | 42022 | 33038 | 29050 | 22583 | 18717 | 16151 |
2% | 59751 | 43062 | 34093 | 30116 | 23675 | 19836 | 17298 |
2.5% | 60789 | 44118 | 35169 | 31205 | 24799 | 20995 | 18491 |
3% | 61838 | 45190 | 36266 | 32319 | 25955 | 22193 | 19731 |
3.5% | 62898 | 46278 | 37383 | 33456 | 27142 | 23429 | 21015 |
4% | 63970 | 47382 | 38521 | 34617 | 28359 | 24702 | 22343 |
4.5% | 65052 | 48502 | 39680 | 35801 | 29607 | 26012 | 23712 |
5% | 66146 | 49638 | 40859 | 37009 | 30885 | 27358 | 25123 |
5.5% | 67251 | 50790 | 42058 | 38239 | 32193 | 28739 | 26572 |
6% | 68368 | 51957 | 43277 | 39492 | 33528 | 30153 | 28058 |