Monthly Repayment |
HKD$21,766
|
Initial Payment |
HKD$3.06 Millions
|
Loan Amount |
HKD$4.59 Millions
|
Total interest |
HKD$1.94 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$229,500
|
Legal Fee |
HKD$36,625
|
Agency Fee |
HKD$76,500
|
Total Expense |
HKD$342,625
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 56600 | 40210 | 31389 | 27470 | 21109 | 17298 | 14763 |
1.5% | 57595 | 41214 | 32403 | 28492 | 22148 | 18357 | 15841 |
2% | 58602 | 42234 | 33438 | 29537 | 23220 | 19454 | 16965 |
2.5% | 59620 | 43269 | 34493 | 30605 | 24322 | 20591 | 18136 |
3% | 60649 | 44321 | 35568 | 31697 | 25456 | 21766 | 19351 |
3.5% | 61688 | 45388 | 36664 | 32813 | 26620 | 22978 | 20611 |
4% | 62739 | 46471 | 37781 | 33951 | 27814 | 24227 | 21913 |
4.5% | 63801 | 47570 | 38917 | 35113 | 29038 | 25512 | 23256 |
5% | 64874 | 48684 | 40073 | 36297 | 30291 | 26832 | 24640 |
5.5% | 65958 | 49813 | 41249 | 37504 | 31574 | 28186 | 26061 |
6% | 67053 | 50958 | 42444 | 38733 | 32884 | 29573 | 27519 |