Monthly Repayment |
HKD$21,624
|
Initial Payment |
HKD$3.04 Millions
|
Loan Amount |
HKD$4.56 Millions
|
Total interest |
HKD$1.93 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$228,000
|
Legal Fee |
HKD$36,500
|
Agency Fee |
HKD$76,000
|
Total Expense |
HKD$340,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 56230 | 39947 | 31184 | 27291 | 20971 | 17185 | 14666 |
1.5% | 57219 | 40944 | 32191 | 28305 | 22004 | 18237 | 15737 |
2% | 58219 | 41958 | 33219 | 29343 | 23068 | 19327 | 16854 |
2.5% | 59230 | 42987 | 34267 | 30405 | 24163 | 20456 | 18017 |
3% | 60252 | 44031 | 35336 | 31490 | 25289 | 21624 | 19225 |
3.5% | 61285 | 45091 | 36425 | 32598 | 26446 | 22828 | 20476 |
4% | 62329 | 46167 | 37534 | 33729 | 27632 | 24069 | 21770 |
4.5% | 63384 | 47259 | 38662 | 34883 | 28848 | 25345 | 23104 |
5% | 64450 | 48365 | 39811 | 36060 | 30093 | 26657 | 24479 |
5.5% | 65527 | 49487 | 40979 | 37259 | 31367 | 28002 | 25891 |
6% | 66615 | 50625 | 42167 | 38479 | 32669 | 29380 | 27339 |