Monthly Repayment |
HKD$2,624
|
Initial Payment |
HKD$0.38 Millions
|
Loan Amount |
HKD$0.38 Millions
|
Total interest |
HKD$0.09 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$8,200
|
Agency Fee |
HKD$7,600
|
Total Expense |
HKD$15,900
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 4685 | 3328 | 2598 | 2274 | 1747 | 1432 | 1222 |
1.5% | 4768 | 3412 | 2682 | 2358 | 1833 | 1519 | 1311 |
2% | 4851 | 3496 | 2768 | 2445 | 1922 | 1610 | 1404 |
2.5% | 4935 | 3582 | 2855 | 2533 | 2013 | 1704 | 1501 |
3% | 5021 | 3669 | 2944 | 2624 | 2107 | 1802 | 1602 |
3.5% | 5107 | 3757 | 3035 | 2716 | 2203 | 1902 | 1706 |
4% | 5194 | 3847 | 3127 | 2810 | 2302 | 2005 | 1814 |
4.5% | 5282 | 3938 | 3221 | 2906 | 2404 | 2112 | 1925 |
5% | 5370 | 4030 | 3317 | 3005 | 2507 | 2221 | 2039 |
5.5% | 5460 | 4123 | 3414 | 3104 | 2613 | 2333 | 2157 |
6% | 5551 | 4218 | 3513 | 3206 | 2722 | 2448 | 2278 |