Monthly Repayment |
HKD$2,589
|
Initial Payment |
HKD$0.38 Millions
|
Loan Amount |
HKD$0.38 Millions
|
Total interest |
HKD$0.09 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$8,125
|
Agency Fee |
HKD$7,500
|
Total Expense |
HKD$15,725
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 4624 | 3285 | 2564 | 2244 | 1724 | 1413 | 1206 |
1.5% | 4705 | 3367 | 2647 | 2327 | 1809 | 1499 | 1294 |
2% | 4787 | 3450 | 2731 | 2413 | 1897 | 1589 | 1386 |
2.5% | 4870 | 3535 | 2818 | 2500 | 1987 | 1682 | 1481 |
3% | 4954 | 3621 | 2905 | 2589 | 2079 | 1778 | 1581 |
3.5% | 5039 | 3708 | 2995 | 2680 | 2174 | 1877 | 1683 |
4% | 5125 | 3796 | 3086 | 2773 | 2272 | 1979 | 1790 |
4.5% | 5212 | 3886 | 3179 | 2868 | 2372 | 2084 | 1900 |
5% | 5300 | 3977 | 3273 | 2965 | 2474 | 2192 | 2013 |
5.5% | 5388 | 4069 | 3370 | 3064 | 2579 | 2302 | 2129 |
6% | 5478 | 4163 | 3467 | 3164 | 2686 | 2416 | 2248 |