Monthly Repayment |
HKD$21,282
|
Initial Payment |
HKD$2.99 Millions
|
Loan Amount |
HKD$4.49 Millions
|
Total interest |
HKD$1.9 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$224,400
|
Legal Fee |
HKD$36,200
|
Agency Fee |
HKD$74,800
|
Total Expense |
HKD$335,400
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 55342 | 39316 | 30691 | 26860 | 20640 | 16914 | 14435 |
1.5% | 56316 | 40298 | 31683 | 27858 | 21656 | 17949 | 15488 |
2% | 57300 | 41295 | 32694 | 28880 | 22704 | 19022 | 16588 |
2.5% | 58295 | 42308 | 33726 | 29925 | 23782 | 20133 | 17733 |
3% | 59301 | 43336 | 34778 | 30993 | 24890 | 21282 | 18921 |
3.5% | 60318 | 44379 | 35850 | 32083 | 26028 | 22467 | 20153 |
4% | 61345 | 45438 | 36941 | 33197 | 27196 | 23689 | 21426 |
4.5% | 62383 | 46512 | 38052 | 34332 | 28393 | 24945 | 22740 |
5% | 63432 | 47602 | 39182 | 35490 | 29618 | 26236 | 24092 |
5.5% | 64492 | 48706 | 40332 | 36670 | 30872 | 27560 | 25482 |
6% | 65563 | 49826 | 41501 | 37872 | 32153 | 28916 | 26907 |