Monthly Repayment |
HKD$21,197
|
Initial Payment |
HKD$2.98 Millions
|
Loan Amount |
HKD$4.47 Millions
|
Total interest |
HKD$1.89 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$223,500
|
Legal Fee |
HKD$36,125
|
Agency Fee |
HKD$74,500
|
Total Expense |
HKD$334,125
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 55120 | 39159 | 30568 | 26752 | 20557 | 16846 | 14377 |
1.5% | 56090 | 40136 | 31556 | 27747 | 21569 | 17877 | 15426 |
2% | 57070 | 41130 | 32563 | 28764 | 22612 | 18946 | 16521 |
2.5% | 58061 | 42138 | 33591 | 29805 | 23686 | 20053 | 17661 |
3% | 59063 | 43162 | 34638 | 30868 | 24790 | 21197 | 18845 |
3.5% | 60076 | 44201 | 35706 | 31955 | 25924 | 22377 | 20072 |
4% | 61099 | 45256 | 36793 | 33064 | 27087 | 23594 | 21340 |
4.5% | 62133 | 46326 | 37899 | 34195 | 28279 | 24845 | 22648 |
5% | 63178 | 47411 | 39025 | 35348 | 29500 | 26131 | 23995 |
5.5% | 64234 | 48511 | 40170 | 36523 | 30748 | 27449 | 25380 |
6% | 65300 | 49626 | 41335 | 37720 | 32024 | 28800 | 26799 |