Monthly Repayment |
HKD$21,054
|
Initial Payment |
HKD$2.96 Millions
|
Loan Amount |
HKD$4.44 Millions
|
Total interest |
HKD$1.88 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$222,000
|
Legal Fee |
HKD$36,000
|
Agency Fee |
HKD$74,000
|
Total Expense |
HKD$332,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 54750 | 38896 | 30363 | 26573 | 20419 | 16733 | 14280 |
1.5% | 55713 | 39867 | 31344 | 27560 | 21425 | 17757 | 15323 |
2% | 56687 | 40853 | 32345 | 28571 | 22461 | 18819 | 16411 |
2.5% | 57671 | 41855 | 33365 | 29605 | 23527 | 19918 | 17543 |
3% | 58667 | 42872 | 34406 | 30661 | 24624 | 21054 | 18719 |
3.5% | 59672 | 43905 | 35466 | 31740 | 25750 | 22227 | 19937 |
4% | 60689 | 44952 | 36546 | 32842 | 26905 | 23435 | 21197 |
4.5% | 61716 | 46015 | 37645 | 33965 | 28089 | 24678 | 22496 |
5% | 62754 | 47093 | 38763 | 35111 | 29302 | 25955 | 23834 |
5.5% | 63802 | 48185 | 39901 | 36278 | 30542 | 27265 | 25209 |
6% | 64861 | 49293 | 41057 | 37467 | 31809 | 28606 | 26620 |