Monthly Repayment |
HKD$20,770
|
Initial Payment |
HKD$2.92 Millions
|
Loan Amount |
HKD$4.38 Millions
|
Total interest |
HKD$1.85 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$219,000
|
Legal Fee |
HKD$35,750
|
Agency Fee |
HKD$73,000
|
Total Expense |
HKD$327,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 54010 | 38370 | 29953 | 26214 | 20143 | 16507 | 14087 |
1.5% | 54960 | 39328 | 30920 | 27188 | 21135 | 17517 | 15116 |
2% | 55921 | 40301 | 31908 | 28185 | 22157 | 18564 | 16189 |
2.5% | 56892 | 41290 | 32915 | 29205 | 23209 | 19649 | 17306 |
3% | 57874 | 42293 | 33941 | 30247 | 24291 | 20770 | 18466 |
3.5% | 58866 | 43312 | 34987 | 31311 | 25402 | 21927 | 19668 |
4% | 59869 | 44345 | 36052 | 32398 | 26541 | 23119 | 20910 |
4.5% | 60882 | 45393 | 37136 | 33506 | 27710 | 24345 | 22192 |
5% | 61906 | 46456 | 38240 | 34636 | 28906 | 25605 | 23512 |
5.5% | 62940 | 47534 | 39362 | 35788 | 30129 | 26897 | 24869 |
6% | 63985 | 48626 | 40502 | 36960 | 31379 | 28220 | 26260 |