Monthly Repayment |
HKD$25,206
|
Initial Payment |
HKD$3.65 Millions
|
Loan Amount |
HKD$3.65 Millions
|
Total interest |
HKD$0.89 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$219,000
|
Legal Fee |
HKD$35,750
|
Agency Fee |
HKD$73,000
|
Total Expense |
HKD$327,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 45009 | 31975 | 24960 | 21845 | 16786 | 13755 | 11739 |
1.5% | 45800 | 32773 | 25767 | 22657 | 17612 | 14597 | 12596 |
2% | 46601 | 33584 | 26590 | 23488 | 18464 | 15470 | 13491 |
2.5% | 47410 | 34408 | 27429 | 24337 | 19341 | 16374 | 14421 |
3% | 48228 | 35244 | 28284 | 25206 | 20242 | 17308 | 15388 |
3.5% | 49055 | 36093 | 29156 | 26093 | 21168 | 18272 | 16390 |
4% | 49891 | 36954 | 30043 | 26998 | 22118 | 19266 | 17425 |
4.5% | 50735 | 37828 | 30947 | 27922 | 23091 | 20287 | 18494 |
5% | 51588 | 38713 | 31866 | 28863 | 24088 | 21337 | 19593 |
5.5% | 52450 | 39612 | 32801 | 29823 | 25107 | 22414 | 20724 |
6% | 53321 | 40522 | 33752 | 30800 | 26149 | 23517 | 21883 |