| Monthly Repayment |
HKD$3,528
|
| Loan Amount |
HKD$0.51 Millions
|
| Total Interest |
HKD$0.12 Millions
|
| Total repayment |
HKD$0.63 Millions
|
| Down payment |
HKD$220,000
|
| Stamp Duty |
HKD$100
|
| Legal Fee |
HKD$7,975
|
| Agency Fee |
HKD$7,300
|
| Complete insurance Payment |
--
|
| Total Expense |
HKD$235,375
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 6301 | 4476 | 3494 | 3058 | 2350 | 1925 | 1643 |
| 1.5% | 6412 | 4588 | 3607 | 3171 | 2465 | 2043 | 1763 |
| 2% | 6524 | 4701 | 3722 | 3288 | 2585 | 2165 | 1888 |
| 2.5% | 6637 | 4817 | 3840 | 3407 | 2707 | 2292 | 2019 |
| 3% | 6751 | 4934 | 3959 | 3528 | 2833 | 2423 | 2154 |
| 3.5% | 6867 | 5053 | 4081 | 3653 | 2963 | 2558 | 2294 |
| 4% | 6984 | 5173 | 4206 | 3779 | 3096 | 2697 | 2439 |
| 4.5% | 7102 | 5295 | 4332 | 3909 | 3232 | 2840 | 2589 |
| 5% | 7222 | 5419 | 4461 | 4040 | 3372 | 2987 | 2743 |
| 5.5% | 7343 | 5545 | 4592 | 4175 | 3515 | 3137 | 2901 |
| 6% | 7464 | 5673 | 4725 | 4312 | 3660 | 3292 | 3063 |
