Monthly Repayment |
HKD$20,457
|
Initial Payment |
HKD$2.88 Millions
|
Loan Amount |
HKD$4.31 Millions
|
Total interest |
HKD$1.82 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$215,700
|
Legal Fee |
HKD$35,475
|
Agency Fee |
HKD$71,900
|
Total Expense |
HKD$323,075
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 53196 | 37792 | 29501 | 25819 | 19839 | 16258 | 13875 |
1.5% | 54132 | 38736 | 30454 | 26778 | 20817 | 17253 | 14888 |
2% | 55078 | 39694 | 31427 | 27760 | 21823 | 18285 | 15945 |
2.5% | 56035 | 40668 | 32419 | 28765 | 22860 | 19353 | 17045 |
3% | 57002 | 41656 | 33430 | 29791 | 23925 | 20457 | 18187 |
3.5% | 57979 | 42659 | 34460 | 30840 | 25019 | 21596 | 19371 |
4% | 58967 | 43677 | 35509 | 31910 | 26141 | 22770 | 20595 |
4.5% | 59965 | 44709 | 36577 | 33001 | 27292 | 23978 | 21858 |
5% | 60973 | 45756 | 37663 | 34114 | 28470 | 25219 | 23158 |
5.5% | 61992 | 46818 | 38768 | 35248 | 29675 | 26491 | 24494 |
6% | 63021 | 47894 | 39892 | 36403 | 30906 | 27795 | 25864 |