Monthly Repayment |
HKD$20,343
|
Initial Payment |
HKD$2.86 Millions
|
Loan Amount |
HKD$4.29 Millions
|
Total interest |
HKD$1.81 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$214,500
|
Legal Fee |
HKD$35,375
|
Agency Fee |
HKD$71,500
|
Total Expense |
HKD$321,375
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 52901 | 37582 | 29337 | 25675 | 19729 | 16167 | 13798 |
1.5% | 53831 | 38520 | 30285 | 26629 | 20701 | 17157 | 14805 |
2% | 54772 | 39473 | 31252 | 27606 | 21702 | 18183 | 15856 |
2.5% | 55723 | 40441 | 32238 | 28605 | 22732 | 19245 | 16950 |
3% | 56685 | 41424 | 33244 | 29625 | 23792 | 20343 | 18086 |
3.5% | 57656 | 42422 | 34268 | 30668 | 24880 | 21476 | 19264 |
4% | 58639 | 43434 | 35311 | 31732 | 25996 | 22644 | 20481 |
4.5% | 59631 | 44460 | 36373 | 32818 | 27140 | 23845 | 21736 |
5% | 60634 | 45502 | 37454 | 33925 | 28312 | 25078 | 23029 |
5.5% | 61647 | 46557 | 38553 | 35052 | 29510 | 26344 | 24358 |
6% | 62670 | 47627 | 39670 | 36201 | 30734 | 27640 | 25720 |