Monthly Repayment |
HKD$2,382
|
Initial Payment |
HKD$0.35 Millions
|
Loan Amount |
HKD$0.35 Millions
|
Total interest |
HKD$0.08 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$7,675
|
Agency Fee |
HKD$6,900
|
Total Expense |
HKD$14,675
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 4254 | 3022 | 2359 | 2064 | 1586 | 1300 | 1109 |
1.5% | 4329 | 3097 | 2435 | 2141 | 1664 | 1379 | 1190 |
2% | 4404 | 3174 | 2513 | 2220 | 1745 | 1462 | 1275 |
2.5% | 4481 | 3252 | 2592 | 2300 | 1828 | 1547 | 1363 |
3% | 4558 | 3331 | 2673 | 2382 | 1913 | 1636 | 1454 |
3.5% | 4636 | 3411 | 2755 | 2466 | 2000 | 1727 | 1549 |
4% | 4715 | 3492 | 2839 | 2551 | 2090 | 1821 | 1647 |
4.5% | 4795 | 3575 | 2925 | 2639 | 2182 | 1917 | 1748 |
5% | 4876 | 3659 | 3012 | 2728 | 2276 | 2016 | 1852 |
5.5% | 4957 | 3744 | 3100 | 2818 | 2373 | 2118 | 1958 |
6% | 5039 | 3830 | 3190 | 2911 | 2471 | 2222 | 2068 |