Monthly Repayment |
HKD$19,575
|
Initial Payment |
HKD$2.75 Millions
|
Loan Amount |
HKD$4.13 Millions
|
Total interest |
HKD$1.74 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$206,400
|
Legal Fee |
HKD$34,700
|
Agency Fee |
HKD$68,800
|
Total Expense |
HKD$309,900
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 50903 | 36162 | 28229 | 24705 | 18984 | 15557 | 13277 |
1.5% | 51798 | 37065 | 29141 | 25624 | 19919 | 16509 | 14246 |
2% | 52703 | 37983 | 30072 | 26564 | 20882 | 17496 | 15257 |
2.5% | 53619 | 38914 | 31021 | 27525 | 21874 | 18518 | 16310 |
3% | 54544 | 39860 | 31988 | 28507 | 22893 | 19575 | 17403 |
3.5% | 55479 | 40820 | 32974 | 29510 | 23940 | 20665 | 18536 |
4% | 56424 | 41793 | 33978 | 30534 | 25014 | 21789 | 19707 |
4.5% | 57379 | 42781 | 35000 | 31578 | 26115 | 22944 | 20915 |
5% | 58344 | 43783 | 36039 | 32643 | 27242 | 24131 | 22159 |
5.5% | 59319 | 44799 | 37097 | 33729 | 28395 | 25349 | 23438 |
6% | 60304 | 45829 | 38172 | 34834 | 29574 | 26596 | 24749 |