| Monthly Repayment |
HKD$328,716
|
| Loan Amount |
HKD$47.6 Millions
|
| Total Interest |
HKD$11.57 Millions
|
| Total repayment |
HKD$59.17 Millions
|
| Down payment |
HKD$20,400,000
|
| Stamp Duty |
HKD$2,890,000
|
| Legal Fee |
HKD$187,500
|
| Agency Fee |
HKD$680,000
|
| Complete insurance Payment |
--
|
| Total Expense |
HKD$24,157,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 586967 | 416995 | 325518 | 284883 | 218909 | 179391 | 153100 |
| 1.5% | 597290 | 427407 | 336034 | 295473 | 229691 | 190369 | 164277 |
| 2% | 607729 | 437984 | 346764 | 306310 | 240800 | 201754 | 175938 |
| 2.5% | 618284 | 448724 | 357707 | 317391 | 252233 | 213541 | 188077 |
| 3% | 628953 | 459629 | 368862 | 328716 | 263988 | 225724 | 200683 |
| 3.5% | 639736 | 470696 | 380228 | 340284 | 276060 | 238296 | 213745 |
| 4% | 650635 | 481926 | 391803 | 352091 | 288446 | 251250 | 227249 |
| 4.5% | 661647 | 493318 | 403586 | 364136 | 301141 | 264576 | 241182 |
| 5% | 672774 | 504871 | 415576 | 376417 | 314138 | 278264 | 255527 |
| 5.5% | 684014 | 516585 | 427770 | 388931 | 327434 | 292305 | 270267 |
| 6% | 695367 | 528457 | 440168 | 401675 | 341021 | 306687 | 285386 |
