| Monthly Repayment |
HKD$3,287
|
| Loan Amount |
HKD$0.48 Millions
|
| Total Interest |
HKD$0.12 Millions
|
| Total repayment |
HKD$0.6 Millions
|
| Down payment |
HKD$200,000
|
| Stamp Duty |
HKD$100
|
| Legal Fee |
HKD$7,600
|
| Agency Fee |
HKD$6,800
|
| Complete insurance Payment |
--
|
| Total Expense |
HKD$214,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 5869 | 4169 | 3255 | 2848 | 2189 | 1793 | 1531 |
| 1.5% | 5972 | 4274 | 3360 | 2954 | 2296 | 1903 | 1642 |
| 2% | 6077 | 4379 | 3467 | 3063 | 2408 | 2017 | 1759 |
| 2.5% | 6182 | 4487 | 3577 | 3173 | 2522 | 2135 | 1880 |
| 3% | 6289 | 4596 | 3688 | 3287 | 2639 | 2257 | 2006 |
| 3.5% | 6397 | 4706 | 3802 | 3402 | 2760 | 2382 | 2137 |
| 4% | 6506 | 4819 | 3918 | 3520 | 2884 | 2512 | 2272 |
| 4.5% | 6616 | 4933 | 4035 | 3641 | 3011 | 2645 | 2411 |
| 5% | 6727 | 5048 | 4155 | 3764 | 3141 | 2782 | 2555 |
| 5.5% | 6840 | 5165 | 4277 | 3889 | 3274 | 2923 | 2702 |
| 6% | 6953 | 5284 | 4401 | 4016 | 3410 | 3066 | 2853 |
