Monthly Repayment |
HKD$19,063
|
Initial Payment |
HKD$2.68 Millions
|
Loan Amount |
HKD$4.02 Millions
|
Total interest |
HKD$1.7 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$201,000
|
Legal Fee |
HKD$34,250
|
Agency Fee |
HKD$67,000
|
Total Expense |
HKD$302,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 49571 | 35216 | 27491 | 24059 | 18487 | 15150 | 12929 |
1.5% | 50443 | 36096 | 28379 | 24953 | 19398 | 16077 | 13873 |
2% | 51325 | 36989 | 29285 | 25869 | 20336 | 17038 | 14858 |
2.5% | 52216 | 37896 | 30209 | 26804 | 21302 | 18034 | 15883 |
3% | 53117 | 38817 | 31151 | 27761 | 22294 | 19063 | 16948 |
3.5% | 54028 | 39752 | 32111 | 28738 | 23314 | 20125 | 18051 |
4% | 54948 | 40700 | 33089 | 29735 | 24360 | 21219 | 19192 |
4.5% | 55878 | 41662 | 34084 | 30752 | 25432 | 22344 | 20368 |
5% | 56818 | 42638 | 35097 | 31789 | 26530 | 23500 | 21580 |
5.5% | 57767 | 43627 | 36126 | 32846 | 27653 | 24686 | 22825 |
6% | 58726 | 44630 | 37173 | 33923 | 28800 | 25900 | 24101 |