Monthly Repayment |
HKD$18,921
|
Initial Payment |
HKD$2.66 Millions
|
Loan Amount |
HKD$3.99 Millions
|
Total interest |
HKD$1.69 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$199,500
|
Legal Fee |
HKD$34,125
|
Agency Fee |
HKD$66,500
|
Total Expense |
HKD$300,125
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 49201 | 34954 | 27286 | 23879 | 18349 | 15037 | 12833 |
1.5% | 50067 | 35826 | 28167 | 24767 | 19253 | 15957 | 13770 |
2% | 50942 | 36713 | 29067 | 25675 | 20184 | 16911 | 14747 |
2.5% | 51826 | 37613 | 29984 | 26604 | 21143 | 17899 | 15765 |
3% | 52721 | 38527 | 30919 | 27554 | 22128 | 18921 | 16822 |
3.5% | 53625 | 39455 | 31872 | 28523 | 23140 | 19974 | 17916 |
4% | 54538 | 40396 | 32842 | 29513 | 24178 | 21060 | 19048 |
4.5% | 55461 | 41351 | 33830 | 30523 | 25242 | 22177 | 20216 |
5% | 56394 | 42320 | 34835 | 31552 | 26332 | 23325 | 21419 |
5.5% | 57336 | 43301 | 35857 | 32601 | 27446 | 24502 | 22654 |
6% | 58288 | 44297 | 36896 | 33669 | 28585 | 25707 | 23922 |