Monthly Repayment |
HKD$18,778
|
Initial Payment |
HKD$2.64 Millions
|
Loan Amount |
HKD$3.96 Millions
|
Total interest |
HKD$1.67 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$195,000
|
Legal Fee |
HKD$34,000
|
Agency Fee |
HKD$66,000
|
Total Expense |
HKD$295,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 48831 | 34691 | 27080 | 23700 | 18211 | 14924 | 12736 |
1.5% | 49690 | 35557 | 27955 | 24581 | 19108 | 15837 | 13666 |
2% | 50559 | 36437 | 28848 | 25482 | 20032 | 16784 | 14636 |
2.5% | 51437 | 37330 | 29758 | 26404 | 20984 | 17765 | 15646 |
3% | 52324 | 38238 | 30686 | 27347 | 21962 | 18778 | 16695 |
3.5% | 53221 | 39158 | 31632 | 28309 | 22966 | 19824 | 17782 |
4% | 54128 | 40093 | 32595 | 29291 | 23996 | 20902 | 18905 |
4.5% | 55044 | 41040 | 33575 | 30293 | 25052 | 22010 | 20064 |
5% | 55970 | 42001 | 34573 | 31315 | 26134 | 23149 | 21258 |
5.5% | 56905 | 42976 | 35587 | 32356 | 27240 | 24317 | 22484 |
6% | 57849 | 43964 | 36619 | 33416 | 28370 | 25514 | 23742 |