Monthly Repayment |
HKD$18,437
|
Initial Payment |
HKD$2.59 Millions
|
Loan Amount |
HKD$3.89 Millions
|
Total interest |
HKD$1.64 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$183,000
|
Legal Fee |
HKD$33,700
|
Agency Fee |
HKD$64,800
|
Total Expense |
HKD$281,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 47943 | 34060 | 26588 | 23269 | 17880 | 14652 | 12505 |
1.5% | 48787 | 34910 | 27447 | 24134 | 18761 | 15549 | 13418 |
2% | 49639 | 35774 | 28323 | 25019 | 19668 | 16479 | 14370 |
2.5% | 50501 | 36652 | 29217 | 25924 | 20602 | 17442 | 15362 |
3% | 51373 | 37542 | 30128 | 26849 | 21562 | 18437 | 16391 |
3.5% | 52254 | 38446 | 31057 | 27794 | 22548 | 19464 | 17458 |
4% | 53144 | 39364 | 32002 | 28759 | 23560 | 20522 | 18561 |
4.5% | 54043 | 40294 | 32965 | 29742 | 24597 | 21610 | 19699 |
5% | 54952 | 41238 | 33944 | 30746 | 25659 | 22728 | 20871 |
5.5% | 55870 | 42195 | 34940 | 31768 | 26745 | 23875 | 22075 |
6% | 56798 | 43164 | 35953 | 32809 | 27854 | 25050 | 23310 |