Monthly Repayment |
HKD$18,209
|
Initial Payment |
HKD$2.56 Millions
|
Loan Amount |
HKD$3.84 Millions
|
Total interest |
HKD$1.62 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$175,000
|
Legal Fee |
HKD$33,500
|
Agency Fee |
HKD$64,000
|
Total Expense |
HKD$272,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 47351 | 33639 | 26260 | 22982 | 17659 | 14471 | 12350 |
1.5% | 48184 | 34479 | 27108 | 23836 | 18529 | 15357 | 13252 |
2% | 49026 | 35333 | 27974 | 24710 | 19425 | 16276 | 14193 |
2.5% | 49878 | 36199 | 28857 | 25604 | 20348 | 17226 | 15172 |
3% | 50739 | 37079 | 29756 | 26518 | 21296 | 18209 | 16189 |
3.5% | 51609 | 37972 | 30673 | 27451 | 22270 | 19223 | 17243 |
4% | 52488 | 38878 | 31607 | 28404 | 23269 | 20268 | 18332 |
4.5% | 53376 | 39797 | 32558 | 29375 | 24293 | 21343 | 19456 |
5% | 54274 | 40729 | 33525 | 30366 | 25342 | 22448 | 20613 |
5.5% | 55180 | 41674 | 34509 | 31376 | 26414 | 23580 | 21803 |
6% | 56096 | 42631 | 35509 | 32404 | 27510 | 24741 | 23022 |