Monthly Repayment |
HKD$18,067
|
Initial Payment |
HKD$2.54 Millions
|
Loan Amount |
HKD$3.81 Millions
|
Total interest |
HKD$1.61 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$170,000
|
Legal Fee |
HKD$33,375
|
Agency Fee |
HKD$63,500
|
Total Expense |
HKD$266,875
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 46982 | 33377 | 26055 | 22802 | 17521 | 14358 | 12254 |
1.5% | 47808 | 34210 | 26896 | 23650 | 18384 | 15237 | 13149 |
2% | 48643 | 35057 | 27755 | 24517 | 19274 | 16148 | 14082 |
2.5% | 49488 | 35916 | 28631 | 25404 | 20189 | 17092 | 15054 |
3% | 50342 | 36789 | 29524 | 26311 | 21130 | 18067 | 16063 |
3.5% | 51205 | 37675 | 30434 | 27237 | 22096 | 19073 | 17108 |
4% | 52078 | 38574 | 31360 | 28182 | 23087 | 20110 | 18189 |
4.5% | 52959 | 39486 | 32303 | 29146 | 24103 | 21177 | 19304 |
5% | 53850 | 40410 | 33263 | 30129 | 25144 | 22272 | 20452 |
5.5% | 54749 | 41348 | 34239 | 31130 | 26208 | 23396 | 21632 |
6% | 55658 | 42298 | 35231 | 32150 | 27296 | 24547 | 22842 |