Monthly Repayment |
HKD$17,811
|
Initial Payment |
HKD$2.5 Millions
|
Loan Amount |
HKD$3.76 Millions
|
Total interest |
HKD$1.59 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$161,000
|
Legal Fee |
HKD$33,150
|
Agency Fee |
HKD$62,600
|
Total Expense |
HKD$256,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 46316 | 32904 | 25685 | 22479 | 17273 | 14155 | 12080 |
1.5% | 47130 | 33725 | 26515 | 23315 | 18124 | 15021 | 12962 |
2% | 47954 | 34560 | 27362 | 24170 | 19000 | 15919 | 13882 |
2.5% | 48787 | 35407 | 28225 | 25044 | 19903 | 16850 | 14840 |
3% | 49629 | 36268 | 29106 | 25938 | 20830 | 17811 | 15835 |
3.5% | 50480 | 37141 | 30002 | 26850 | 21783 | 18803 | 16866 |
4% | 51340 | 38027 | 30916 | 27782 | 22760 | 19825 | 17931 |
4.5% | 52209 | 38926 | 31846 | 28733 | 23762 | 20877 | 19031 |
5% | 53086 | 39838 | 32792 | 29702 | 24787 | 21957 | 20163 |
5.5% | 53973 | 40762 | 33754 | 30689 | 25837 | 23065 | 21326 |
6% | 54869 | 41699 | 34732 | 31695 | 26909 | 24199 | 22519 |