Monthly Repayment |
HKD$17,356
|
Initial Payment |
HKD$2.44 Millions
|
Loan Amount |
HKD$3.66 Millions
|
Total interest |
HKD$1.55 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$145,000
|
Legal Fee |
HKD$32,750
|
Agency Fee |
HKD$61,000
|
Total Expense |
HKD$238,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 45132 | 32063 | 25029 | 21904 | 16832 | 13793 | 11772 |
1.5% | 45926 | 32863 | 25837 | 22719 | 17661 | 14637 | 12631 |
2% | 46728 | 33676 | 26662 | 23552 | 18515 | 15513 | 13528 |
2.5% | 47540 | 34502 | 27504 | 24404 | 19394 | 16419 | 14461 |
3% | 48360 | 35341 | 28362 | 25275 | 20298 | 17356 | 15430 |
3.5% | 49189 | 36192 | 29236 | 26164 | 21226 | 18322 | 16435 |
4% | 50027 | 37055 | 30126 | 27072 | 22178 | 19318 | 17473 |
4.5% | 50874 | 37931 | 31032 | 27998 | 23154 | 20343 | 18544 |
5% | 51730 | 38819 | 31953 | 28943 | 24154 | 21395 | 19647 |
5.5% | 52594 | 39720 | 32891 | 29905 | 25176 | 22475 | 20781 |
6% | 53467 | 40633 | 33844 | 30885 | 26221 | 23581 | 21943 |