| Monthly Repayment |
HKD$29,004
|
| Loan Amount |
HKD$4.2 Millions
|
| Total Interest |
HKD$1.02 Millions
|
| Total repayment |
HKD$5.22 Millions
|
| Down payment |
HKD$1,800,000
|
| Stamp Duty |
HKD$135,000
|
| Legal Fee |
HKD$32,500
|
| Agency Fee |
HKD$60,000
|
| Complete insurance Payment |
--
|
| Total Expense |
HKD$2,027,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 51791 | 36793 | 28722 | 25136 | 19315 | 15828 | 13508 |
| 1.5% | 52702 | 37712 | 29650 | 26071 | 20266 | 16797 | 14495 |
| 2% | 53623 | 38645 | 30596 | 27027 | 21247 | 17801 | 15524 |
| 2.5% | 54554 | 39593 | 31562 | 28005 | 22255 | 18841 | 16595 |
| 3% | 55495 | 40555 | 32546 | 29004 | 23293 | 19916 | 17707 |
| 3.5% | 56447 | 41532 | 33549 | 30025 | 24358 | 21026 | 18859 |
| 4% | 57408 | 42522 | 34570 | 31066 | 25451 | 22169 | 20051 |
| 4.5% | 58380 | 43528 | 35610 | 32129 | 26571 | 23344 | 21280 |
| 5% | 59362 | 44547 | 36668 | 33213 | 27718 | 24552 | 22546 |
| 5.5% | 60354 | 45581 | 37744 | 34317 | 28891 | 25791 | 23847 |
| 6% | 61355 | 46628 | 38838 | 35441 | 30090 | 27060 | 25181 |
