Monthly Repayment |
HKD$20,717
|
Initial Payment |
HKD$3 Millions
|
Loan Amount |
HKD$3 Millions
|
Total interest |
HKD$0.73 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$135,000
|
Legal Fee |
HKD$32,500
|
Agency Fee |
HKD$60,000
|
Total Expense |
HKD$227,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 36993 | 26281 | 20515 | 17954 | 13796 | 11306 | 9649 |
1.5% | 37644 | 26937 | 21178 | 18622 | 14476 | 11998 | 10353 |
2% | 38302 | 27604 | 21854 | 19305 | 15176 | 12715 | 11088 |
2.5% | 38967 | 28280 | 22544 | 20003 | 15897 | 13458 | 11853 |
3% | 39639 | 28968 | 23247 | 20717 | 16637 | 14226 | 12648 |
3.5% | 40319 | 29665 | 23963 | 21446 | 17398 | 15018 | 13471 |
4% | 41006 | 30373 | 24693 | 22190 | 18179 | 15835 | 14322 |
4.5% | 41700 | 31091 | 25436 | 22949 | 18979 | 16674 | 15200 |
5% | 42401 | 31819 | 26191 | 23723 | 19798 | 17537 | 16104 |
5.5% | 43110 | 32557 | 26960 | 24512 | 20636 | 18422 | 17033 |
6% | 43825 | 33306 | 27741 | 25315 | 21492 | 19329 | 17986 |