Monthly Repayment |
HKD$16,986
|
Initial Payment |
HKD$2.39 Millions
|
Loan Amount |
HKD$3.58 Millions
|
Total interest |
HKD$1.51 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$134,325
|
Legal Fee |
HKD$32,425
|
Agency Fee |
HKD$59,700
|
Total Expense |
HKD$226,450
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 44170 | 31379 | 24495 | 21438 | 16473 | 13499 | 11521 |
1.5% | 44947 | 32163 | 25287 | 22235 | 17284 | 14325 | 12362 |
2% | 45732 | 32959 | 26094 | 23050 | 18120 | 15182 | 13239 |
2.5% | 46527 | 33767 | 26918 | 23884 | 18981 | 16069 | 14153 |
3% | 47330 | 34588 | 27757 | 24736 | 19865 | 16986 | 15101 |
3.5% | 48141 | 35420 | 28612 | 25607 | 20774 | 17932 | 16084 |
4% | 48961 | 36266 | 29484 | 26495 | 21706 | 18907 | 17101 |
4.5% | 49790 | 37123 | 30370 | 27402 | 22661 | 19909 | 18149 |
5% | 50627 | 37992 | 31272 | 28326 | 23639 | 20940 | 19228 |
5.5% | 51473 | 38874 | 32190 | 29267 | 24640 | 21996 | 20338 |
6% | 52327 | 39767 | 33123 | 30226 | 25662 | 23078 | 21475 |