Monthly Repayment |
HKD$16,929
|
Initial Payment |
HKD$2.38 Millions
|
Loan Amount |
HKD$3.57 Millions
|
Total interest |
HKD$1.51 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$133,875
|
Legal Fee |
HKD$32,375
|
Agency Fee |
HKD$59,500
|
Total Expense |
HKD$225,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 44022 | 31274 | 24413 | 21366 | 16418 | 13454 | 11482 |
1.5% | 44796 | 32055 | 25202 | 22160 | 17226 | 14277 | 12320 |
2% | 45579 | 32848 | 26007 | 22973 | 18060 | 15131 | 13195 |
2.5% | 46371 | 33654 | 26828 | 23804 | 18917 | 16015 | 14105 |
3% | 47171 | 34472 | 27664 | 24653 | 19799 | 16929 | 15051 |
3.5% | 47980 | 35302 | 28517 | 25521 | 20704 | 17872 | 16030 |
4% | 48797 | 36144 | 29385 | 26406 | 21633 | 18843 | 17043 |
4.5% | 49623 | 36998 | 30268 | 27310 | 22585 | 19843 | 18088 |
5% | 50458 | 37865 | 31168 | 28231 | 23560 | 20869 | 19164 |
5.5% | 51301 | 38743 | 32082 | 29169 | 24557 | 21922 | 20270 |
6% | 52152 | 39634 | 33012 | 30125 | 25576 | 23001 | 21403 |