Monthly Repayment |
HKD$16,787
|
Initial Payment |
HKD$2.36 Millions
|
Loan Amount |
HKD$3.54 Millions
|
Total interest |
HKD$1.5 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$132,750
|
Legal Fee |
HKD$32,250
|
Agency Fee |
HKD$59,000
|
Total Expense |
HKD$224,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 43652 | 31011 | 24208 | 21186 | 16280 | 13341 | 11386 |
1.5% | 44420 | 31786 | 24990 | 21974 | 17082 | 14157 | 12217 |
2% | 45196 | 32572 | 25788 | 22780 | 17908 | 15004 | 13084 |
2.5% | 45981 | 33371 | 26602 | 23604 | 18758 | 15881 | 13987 |
3% | 46775 | 34182 | 27432 | 24446 | 19632 | 16787 | 14924 |
3.5% | 47577 | 35005 | 28277 | 25306 | 20530 | 17722 | 15896 |
4% | 48387 | 35840 | 29138 | 26184 | 21451 | 18685 | 16900 |
4.5% | 49206 | 36687 | 30014 | 27080 | 22395 | 19676 | 17936 |
5% | 50034 | 37547 | 30906 | 27994 | 23362 | 20694 | 19003 |
5.5% | 50869 | 38418 | 31813 | 28924 | 24351 | 21738 | 20099 |
6% | 51714 | 39301 | 32735 | 29872 | 25361 | 22808 | 21224 |