| Monthly Repayment |
HKD$137,521
|
| Loan Amount |
HKD$29 Millions
|
| Total interest |
HKD$12.26 Millions
|
| Total repayment |
HKD$41.26 Millions
|
| Down payment |
HKD$29,000,000
|
| Stamp Duty |
HKD$2,465,000
|
| Legal Fee |
HKD$162,500
|
| Agency Fee |
HKD$580,000
|
| complete insurance payment |
--
|
| Total Expense |
HKD$32,207,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 357606 | 254051 | 198319 | 173563 | 133369 | 109293 | 93275 |
| 1.5% | 363895 | 260395 | 204726 | 180015 | 139938 | 115981 | 100084 |
| 2% | 370255 | 266839 | 211264 | 186617 | 146706 | 122917 | 107189 |
| 2.5% | 376685 | 273382 | 217931 | 193368 | 153671 | 130098 | 114585 |
| 3% | 383185 | 280026 | 224727 | 200268 | 160833 | 137521 | 122265 |
| 3.5% | 389755 | 286769 | 231651 | 207315 | 168188 | 145180 | 130222 |
| 4% | 396395 | 293610 | 238703 | 214509 | 175734 | 153072 | 138450 |
| 4.5% | 403104 | 300551 | 245882 | 221848 | 183468 | 161191 | 146938 |
| 5% | 409883 | 307589 | 253187 | 229330 | 191387 | 169531 | 155678 |
| 5.5% | 416731 | 314726 | 260616 | 236954 | 199487 | 178085 | 164658 |
| 6% | 423648 | 321959 | 268169 | 244718 | 207765 | 186847 | 173869 |
