Monthly Repayment |
HKD$16,502
|
Initial Payment |
HKD$2.32 Millions
|
Loan Amount |
HKD$3.48 Millions
|
Total interest |
HKD$1.47 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$130,500
|
Legal Fee |
HKD$32,000
|
Agency Fee |
HKD$58,000
|
Total Expense |
HKD$220,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 42912 | 30486 | 23798 | 20827 | 16004 | 13115 | 11193 |
1.5% | 43667 | 31247 | 24567 | 21601 | 16792 | 13917 | 12010 |
2% | 44430 | 32020 | 25351 | 22394 | 17604 | 14750 | 12862 |
2.5% | 45202 | 32805 | 26151 | 23204 | 18440 | 15611 | 13750 |
3% | 45982 | 33603 | 26967 | 24032 | 19299 | 16502 | 14671 |
3.5% | 46770 | 34412 | 27798 | 24877 | 20182 | 17421 | 15626 |
4% | 47567 | 35233 | 28644 | 25741 | 21088 | 18368 | 16614 |
4.5% | 48372 | 36066 | 29505 | 26621 | 22016 | 19342 | 17632 |
5% | 49186 | 36910 | 30382 | 27519 | 22966 | 20343 | 18681 |
5.5% | 50007 | 37767 | 31274 | 28434 | 23938 | 21370 | 19759 |
6% | 50837 | 38635 | 32180 | 29366 | 24931 | 22421 | 20864 |