Monthly Repayment |
HKD$16,474
|
Initial Payment |
HKD$2.32 Millions
|
Loan Amount |
HKD$3.47 Millions
|
Total interest |
HKD$1.47 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$130,275
|
Legal Fee |
HKD$31,975
|
Agency Fee |
HKD$57,900
|
Total Expense |
HKD$220,150
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 42838 | 30433 | 23757 | 20791 | 15976 | 13092 | 11173 |
1.5% | 43592 | 31193 | 24524 | 21564 | 16763 | 13893 | 11989 |
2% | 44354 | 31965 | 25307 | 22355 | 17574 | 14724 | 12840 |
2.5% | 45124 | 32749 | 26106 | 23164 | 18408 | 15584 | 13726 |
3% | 45903 | 33545 | 26920 | 23990 | 19266 | 16474 | 14646 |
3.5% | 46690 | 34352 | 27750 | 24835 | 20147 | 17391 | 15599 |
4% | 47485 | 35172 | 28595 | 25696 | 21051 | 18337 | 16585 |
4.5% | 48289 | 36003 | 29455 | 26575 | 21978 | 19309 | 17602 |
5% | 49101 | 36847 | 30330 | 27472 | 22926 | 20308 | 18649 |
5.5% | 49921 | 37702 | 31220 | 28385 | 23897 | 21333 | 19724 |
6% | 50750 | 38568 | 32124 | 29315 | 24888 | 22383 | 20828 |