| Monthly Repayment |
HKD$19,020
|
| Loan Amount |
HKD$4.01 Millions
|
| Total interest |
HKD$1.7 Millions
|
| Total repayment |
HKD$5.71 Millions
|
| Down payment |
HKD$1,720,000
|
| Stamp Duty |
HKD$128,925
|
| Legal Fee |
HKD$31,825
|
| Agency Fee |
HKD$57,300
|
| complete insurance payment |
--
|
| Total Expense |
HKD$1,938,050
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 49460 | 35138 | 27429 | 24005 | 18446 | 15116 | 12900 |
| 1.5% | 50330 | 36015 | 28315 | 24898 | 19354 | 16041 | 13842 |
| 2% | 51210 | 36906 | 29220 | 25811 | 20290 | 17000 | 14825 |
| 2.5% | 52099 | 37811 | 30142 | 26744 | 21254 | 17994 | 15848 |
| 3% | 52998 | 38730 | 31082 | 27699 | 22244 | 19020 | 16910 |
| 3.5% | 53907 | 39663 | 32039 | 28673 | 23262 | 20080 | 18011 |
| 4% | 54825 | 40609 | 33015 | 29668 | 24305 | 21171 | 19149 |
| 4.5% | 55753 | 41569 | 34008 | 30683 | 25375 | 22294 | 20323 |
| 5% | 56691 | 42542 | 35018 | 31718 | 26470 | 23447 | 21531 |
| 5.5% | 57638 | 43529 | 36045 | 32773 | 27591 | 24631 | 22774 |
| 6% | 58594 | 44530 | 37090 | 33847 | 28736 | 25842 | 24047 |
