Monthly Repayment |
HKD$16,161
|
Initial Payment |
HKD$2.27 Millions
|
Loan Amount |
HKD$3.41 Millions
|
Total interest |
HKD$1.44 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$127,800
|
Legal Fee |
HKD$31,700
|
Agency Fee |
HKD$56,800
|
Total Expense |
HKD$216,300
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 42024 | 29855 | 23306 | 20396 | 15673 | 12843 | 10961 |
1.5% | 42764 | 30600 | 24058 | 21154 | 16445 | 13629 | 11761 |
2% | 43511 | 31358 | 24827 | 21930 | 17240 | 14444 | 12596 |
2.5% | 44267 | 32127 | 25610 | 22724 | 18059 | 15288 | 13465 |
3% | 45030 | 32907 | 26409 | 23535 | 18900 | 16161 | 14368 |
3.5% | 45803 | 33700 | 27223 | 24363 | 19765 | 17061 | 15303 |
4% | 46583 | 34504 | 28051 | 25208 | 20651 | 17988 | 16270 |
4.5% | 47371 | 35319 | 28895 | 26070 | 21560 | 18942 | 17267 |
5% | 48168 | 36147 | 29753 | 26950 | 22491 | 19922 | 18294 |
5.5% | 48973 | 36985 | 30626 | 27846 | 23443 | 20928 | 19350 |
6% | 49785 | 37835 | 31514 | 28758 | 24415 | 21957 | 20432 |