Monthly Repayment |
HKD$15,876
|
Initial Payment |
HKD$2.23 Millions
|
Loan Amount |
HKD$3.35 Millions
|
Total interest |
HKD$1.41 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$125,550
|
Legal Fee |
HKD$31,450
|
Agency Fee |
HKD$55,800
|
Total Expense |
HKD$212,800
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 41285 | 29329 | 22895 | 20037 | 15397 | 12617 | 10768 |
1.5% | 42011 | 30062 | 23635 | 20782 | 16155 | 13389 | 11554 |
2% | 42745 | 30806 | 24390 | 21544 | 16936 | 14190 | 12374 |
2.5% | 43487 | 31561 | 25159 | 22324 | 17741 | 15019 | 13228 |
3% | 44238 | 32328 | 25944 | 23120 | 18567 | 15876 | 14115 |
3.5% | 44996 | 33106 | 26743 | 23934 | 19417 | 16760 | 15034 |
4% | 45763 | 33896 | 27557 | 24764 | 20288 | 17671 | 15983 |
4.5% | 46537 | 34698 | 28386 | 25611 | 21181 | 18609 | 16963 |
5% | 47320 | 35510 | 29230 | 26475 | 22095 | 19572 | 17972 |
5.5% | 48110 | 36334 | 30087 | 27355 | 23030 | 20559 | 19009 |
6% | 48909 | 37169 | 30959 | 28252 | 23986 | 21571 | 20072 |