| Monthly Repayment |
HKD$265,873
|
| Loan Amount |
HKD$38.5 Millions
|
| Total Interest |
HKD$9.36 Millions
|
| Total repayment |
HKD$47.86 Millions
|
| Down payment |
HKD$16,500,000
|
| Stamp Duty |
HKD$2,337,500
|
| Legal Fee |
HKD$155,000
|
| Agency Fee |
HKD$550,000
|
| Complete insurance Payment |
--
|
| Total Expense |
HKD$19,542,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 474753 | 337275 | 263286 | 230420 | 177059 | 145095 | 123831 |
| 1.5% | 483102 | 345697 | 271792 | 238986 | 185779 | 153975 | 132871 |
| 2% | 491546 | 354251 | 280471 | 247750 | 194765 | 163183 | 142303 |
| 2.5% | 500082 | 362939 | 289322 | 256713 | 204012 | 172717 | 152121 |
| 3% | 508712 | 371758 | 298344 | 265873 | 213520 | 182571 | 162317 |
| 3.5% | 517434 | 380710 | 307537 | 275229 | 223284 | 192740 | 172882 |
| 4% | 526249 | 389793 | 316899 | 284779 | 233302 | 203217 | 183804 |
| 4.5% | 535156 | 399007 | 326430 | 294522 | 243570 | 213995 | 195073 |
| 5% | 544155 | 408352 | 336127 | 304455 | 254082 | 225067 | 206676 |
| 5.5% | 553246 | 417826 | 345991 | 314577 | 264836 | 236423 | 218598 |
| 6% | 562429 | 427428 | 356018 | 324884 | 275825 | 248056 | 230826 |
