Property Mortgage Calculator

HK$
years
%
%
HK$

Affordability

Enter your monthly gross income and monthly expenses to calculate Debt Servicing Ratio (DSR) and stressed DSR.
HK$
HK$

Calculate Result

Monthly Repayment
HKD$15,648
Initial Payment
HKD$2.2 Millions
Loan Amount
HKD$3.3 Millions
Total interest
HKD$1.39 Millions
Other Expense
complete insurance payment
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Stamp Duty
HKD$165,000
Legal Fee
HKD$31,250
Agency Fee
HKD$55,000
Total Expense
HKD$251,250

* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details

Stressed DSR
Minimum Income
HKD$32,152
Table of interest and year varation

Affordability

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