Monthly Repayment |
HKD$15,648
|
Initial Payment |
HKD$2.2 Millions
|
Loan Amount |
HKD$3.3 Millions
|
Total interest |
HKD$1.39 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$123,750
|
Legal Fee |
HKD$31,250
|
Agency Fee |
HKD$55,000
|
Total Expense |
HKD$210,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 40693 | 28909 | 22567 | 19750 | 15176 | 12436 | 10614 |
1.5% | 41408 | 29631 | 23296 | 20484 | 15923 | 13197 | 11388 |
2% | 42132 | 30364 | 24040 | 21235 | 16694 | 13987 | 12197 |
2.5% | 42864 | 31109 | 24799 | 22004 | 17486 | 14804 | 13038 |
3% | 43603 | 31865 | 25572 | 22789 | 18301 | 15648 | 13912 |
3.5% | 44351 | 32632 | 26360 | 23591 | 19138 | 16520 | 14818 |
4% | 45107 | 33410 | 27162 | 24409 | 19997 | 17418 | 15754 |
4.5% | 45870 | 34200 | 27979 | 25244 | 20877 | 18342 | 16720 |
5% | 46641 | 35001 | 28810 | 26096 | 21778 | 19291 | 17715 |
5.5% | 47421 | 35813 | 29656 | 26963 | 22700 | 20264 | 18737 |
6% | 48208 | 36636 | 30515 | 27847 | 23642 | 21261 | 19785 |