Monthly Repayment |
HKD$15,364
|
Initial Payment |
HKD$2.16 Millions
|
Loan Amount |
HKD$3.24 Millions
|
Total interest |
HKD$1.37 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$121,500
|
Legal Fee |
HKD$31,000
|
Agency Fee |
HKD$54,000
|
Total Expense |
HKD$206,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 39953 | 28383 | 22157 | 19391 | 14900 | 12210 | 10421 |
1.5% | 40655 | 29092 | 22872 | 20112 | 15634 | 12957 | 11181 |
2% | 41366 | 29812 | 23603 | 20849 | 16390 | 13732 | 11975 |
2.5% | 42084 | 30543 | 24348 | 21603 | 17168 | 14535 | 12801 |
3% | 42811 | 31285 | 25107 | 22374 | 17968 | 15364 | 13659 |
3.5% | 43545 | 32039 | 25881 | 23162 | 18790 | 16220 | 14549 |
4% | 44286 | 32803 | 26668 | 23965 | 19633 | 17101 | 15468 |
4.5% | 45036 | 33578 | 27471 | 24785 | 20497 | 18008 | 16416 |
5% | 45793 | 34365 | 28287 | 25621 | 21382 | 18940 | 17393 |
5.5% | 46558 | 35162 | 29117 | 26473 | 22287 | 19896 | 18396 |
6% | 47331 | 35970 | 29961 | 27340 | 23212 | 20875 | 19425 |